More About Insurance

The EBP and individual providers at The EBP are not contracted with any private insurance companies.  Patients wishing to use their insurance benefits are personally responsible for payment directly to The EBP at the time of service. The EBP providers are considered "out-of-network" providers by private insurance companies. It may be helpful to consider these questions when reviewing your health insurance:

• Does my plan cover outpatient mental health benefits?

• Do I need pre-certification or authorization prior to my first visit?

• Do I need a referral from my primary care physician to see a mental health professional?

• How much is the coverage amount per therapy session?

• What is my co-payment or the percentage co-pay for sessions?

• What is my deductible and has my deductible been met?

• How many sessions per calendar year does my plan cover?

• Do I have an out-of-network option?

• How much does my plan cover for an out-of-network provider